Business description


Orchard Funding Group plc (“Orchard”), through its wholly-owned subsidiaries Bexhill UK Limited and Orchard Funding Limited, is a finance group which specialises in insurance premium finance and the professional fee funding market. The group has been profitable since its formation in 2015.

The group provides finance to clients of insurance brokers to spread the cost of their insurance premiums and to clients of professional firms in order to spread the costs of their professional fees, typically for a period of 10, but up to 12 months. Finance provided by Orchard is guaranteed by the introducing professional firm or insurance broker. Therefore, the directors believe that the finance provided by the group is of high quality.

The group has been trading since 2002 and operates an efficient business model, with a number of experienced staff in addition to the directors. The group has developed its own bespoke software, the Orchard Funding Management (“OFM”) system, to enable it to conduct day-to-day funding operations. The software is proven, having been used by the group since 2007.

The group was shortlisted as finalist for “Business Partner of the Year 2013” by Insurance Times and shortlisted “Service Provider of the Year 2013” by British Insurance Awards.