Orchard Funding Group PLC (“Orchard”) operates through its wholly-owned subsidiaries: Bexhill UK Limited (insurance premium finance, trading since 2002), Orchard Funding Limited (professional fee funding, established 2010), Orchard Finance Limited, Cherry Orchard Funding Limited and Orchard Bond Finance plc. The Group has broadened its business in recent years, including through two acquisitions completed in the period to 31 January 2026.
The group has been profitable since its formation in 2015.
The group provides finance to clients of insurance brokers to spread the cost of their insurance premiums and to clients of professional firms in order to spread the costs of their professional fees, typically for a period of 10, but up to 12 months.
Finance provided by Orchard is guaranteed by the introducing professional firm or insurance broker. Therefore, the directors believe that the finance provided by the group is of high quality.
The group has been trading since 2002 and operates an efficient business model, with a number of experienced staff in addition to the directors.
The Group operates its own in-house developed lending platform, LendXP, which is accredited to ISO 27001, the international standard for information security management.
The software is proven, having been used by the group since 2007.